sarahheller

sarahheller
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Recent pages by sarahheller

Does it still make sense for college students to take a summer break? It's costing them more than they know.
Debt consolidation is a term that plenty of people have heard before, but not very many people are familiar with this type of loan. This service is very useful for people who are struggling with their debt and for those who just want to get out of debt faster.
Planning for retirement can be a difficult process for many people, and most people will find themselves changing their plan fairly frequently. Throughout the retirement planning process, however, it is important to avoid these costly errors.
Buying a new car is exciting, but it is important to figure out if you want to take out an auto loan or pay cash for your new vehicle purchase. There are advantages and disadvantages to each method of buying a car, and it is important to understand your options.
Your credit score is made up of five parts, including the length of your credit history. What is this, and how can you work to improve it?
Cooling and heating costs account for nearly 40% of the money spent on electricity in a typical American household. That means that when the temperature rises, so does your electric bill. If you need to save money in this area of your budget, try these tips:
Boyle’s Law is a basic principle of physics that describes the relationship between the pressure and volume of a gas.
What we define as air pressure is the result of molecules of air weighing down on objects in our environment. As each molecule strikes an object, it exerts a small amount of pressure.
Many people can confuse migraine headaches with less severe sinus headaches. In fact, these are different kinds of headaches that are caused by different stimuli, have different symptoms, and as such need to be treated differently. Unfortunately, migraine headaches are often mistaken...
Electricity and gas can be used to do everything from heat water to run basic household appliances. There are advantages and disadvantages to each of these energy sources, however.
Resistant hypertension is high blood pressure that does not respond to treatment. Specifically, this condition is defined as blood pressure that remains elevated above a specified treatment goal despite administration of a drug regimen consisting of three different drugs.
Laser hair removal can be a good way to permanently rid yourself of unwanted hair. When done correctly, the upfront cost is big, but it can save hundreds of dollars over a lifetime. In general, during the procedure a laser is used on unwanted body or facial hair. This laser heats t...
Building home equity is an important part of becoming more financially secure. Home equity is defined as the total value of the home minus any outstanding loans taken against the house, such as a mortgage. By building home equity, a person or family can works towards having a paid off...
After a flooding event from a storm or appliance malfunction, the carpet in a home or office becomes soaked with water. This leaves the carpet and the materials under it as a prime breeding ground for mold and mildew. If left on its own, the carpets will become health hazards, cons...
With nearly 90% of transactions taking place electronically these days, it is more important than ever to protect your identity. For many people, protecting their identity should involve never giving away personal information such as Social Security, bank account, and credit card num...
Looking for a different kind of summer outdoor game? If your kids are getting bored with the usual basketball and baseball they’ve been playing all summer, you might want to consider getting them a set of croquet clubs and teaching them croquet.
For many people, spending time and money taking of their car is at the bottom of their list of things they want to do. With few auto mechanic shops to shoose from in many of our small towns, however, it’s important for people to be careful with this area of their budget. Fortunate...
The decision to go through a bankruptcy can affect the life of a consumer for years. In fact, most bankruptcy attorneys advise their clients to expect to see the effects of a bankruptcy on their credit report for up to seven years. Typically, most financial advisors tell their clien...
The recent recession and the accompanying volatility in the stock market has wiped out the retirement savings of a lot of seniors. Because of this, many seniors are taking a hard look at their finances in order to figure out how they can retire. For many of these seniors, the key qu...
Injuries the involved a broken bone or strained muscle or ligament will need to be immobilized in order to prevent further injury. Immediately after an accident, however, professional medical attention is not always available, making it necessary for non-professionals to provide firs...
For the average American, insurance premiums, including those from homeowner’s, renter’s, auto, life, and health policies, take up about 20% of their income before taxes. For workers who have recently had their hours cut back or have been recently laid off, insurance can take up ...
A number of people have discovered that they can make money by reselling second hand furniture and other household items. Our small, rural communities make ideal places to find high quality and antique furniture. By buying these items cheaply then restoring or redecorating them, the...
The recent freeze in the credit markets has made it impossible for many people to get credit extended to them. In an attempt to keep customers, many banks are requiring these people to get a co-signer before extending them credit. For many people, this means being put into the awkward...
According to some financial advisors, people who are planning for retirement should compute their average yearly expenses, then save 25 times that amount. By withdrawing 4% of the total nest egg every year, a retiree can expect that his or her savings will last at least twenty five y...
Need a mortgage but you don't have verifiable income? Try a no-doc loan.
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